avoid these people at all cost. their policies are restrictive, their customer service is non existent, and they gladly take advantage of customers in need who are signed up with them. if you want a health insurance who appreciates their customers, look elsewhere. i was very sick in the hospital with covid19, and they refused to pay necessary bills. i went months trying to get them to pay the bill but was stonewalled at every turn. when they finally agreed to pay the bill months later, they paid less than half of the amount owed.

this insurance agency doesn't deserve not even one star. i had the misfortune of having to deal with them for a year and it was a nightmare. the customer service is terrible, they are rude and unhelpful. the worst part is that they are dishonest and will do anything to avoid paying claims. they have a lot of bad faith practices and acted in bad faith by denying, delaying, and terminating my rightful claim without proper cause or explanation. i would never recommend this company to anyone.